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Are you financially prepared for your divorce?

If you come to the conclusion that divorce is the best way to improve your life, you need to do whatever it takes to push the process forward in an efficient manner.

As you're doing so, pay close attention to your finances and the changes you're sure to face in the immediate future.

Here are some of the better ways to financially prepare for divorce:

  • Don't waste any time getting started. You need to take the bull by the horns by reviewing your financial situation and making the necessary adjustments. Waiting until the last minute will only make things worse on you.
  • Use a property division checklist. Make a list of the many types of property that are subject to division. You should also do the same with your debts.
  • Gather all the necessary documentation. This can include things such as pay stubs, tax returns, bank and retirement statements and credit card statements.
  • Prepare for disagreements. Even if you think you have everything in order, you should expect your ex-spouse to fight back.
  • Open separate accounts. Gone are the days of using joint credit cards and bank accounts. You need to open your own accounts, as these will work in your favor in the future.

These are the types of steps you can take to financially prepare for divorce. As long as you're comfortable with anything that could come your way, nothing will surprise you.

Even if you run into a surprise during your divorce, knowing your legal rights and how you should proceed will help you get back on the right track.

Source: Nerd Wallet, "7 Ways to Ready Your Finances for Divorce," accessed Feb. 13, 2018

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